News & Blog Header

News & Blog

Our expert faculty are frequent contributors to consumer-based media as well as to more scholarly academic publications. Keep current with recent developments in the retirement income planning field and check out the latest articles from the thought leaders who are part of the The American College New York Life Center for Retirement Income.

Can Hillary Clinton's Proposed Student Loan Refinancing Plan Solve The Loan Crisis?

July 25, 2016
By:
Jamie Hopkins

Student loan debt is fast becoming the next financial crisis in the United States and will likely receive some attention at the Democratic National Convention that kicks off in Philadelphia this week. There are over 43 million Americans living with student loan debt who owe a total of roughly $1.26 trillion.

Where Your Pokémon 'Go' After You Die: The Digital Afterlife

July 18, 2016
By:
Jamie Hopkins

We live in an increasingly digitalized world, one in which you can now catch Pokémon while walking the dog, taking the train to work, or going for your morning run. The Pokémon Go game has been one of the most successful digital games to date, pushing Nintendo ’s valuation by $7.5 billion and increasing the stock price dramatically.

New Department Of Labor Retirement Standard Creates Opportunity For Millennials

July 13, 2016
By:
Jamie Hopkins

As the Department of Labor’s fiduciary rule was being passed into law earlier this year, thousands of people voiced their opposition to a rule designed to improve the retirement security of Americans by improving investment advice from financial advisors.

New Law Takes Aim At Retirement Savings; Is The Levee Breaking?

July 5, 2016
By:
Jamie Hopkins

On July 1, 2016, as the new fiscal year kicked off, so did hundreds of new Maryland laws – more than 205 of them according to The Baltimore Sun. Flowing in this sea of new legislation is a law that targets the nearly one million Maryland resident workers who were previously without access to an employer-sponsored retirement savings plan.

3 Common Misconceptions About Retirement Planning

June 23, 2016
By:
Jamie Hopkins

Many Americans, through no fault of their own, simply cannot save for retirement. The financial strains and limited opportunities for some people really make saving money for the future almost impossible as each day is a financial struggle.

Americans Don't Even Know What Their Most Important Retirement Asset Is, Study Shows

June 8, 2016
By:
Jamie Hopkins

According to a new research report from The American College of Financial Services, Americans moving into retirement don’t have a good understanding of how to effectively use home equity as an income source in retirement.

Retirees Uncertain About Tapping Home Equity But Want To Age In Place

May 25, 2016
By:
Jamie Hopkins

With Social Security funding issues around the corner, uncertain market conditions, long-term low interest rates and skyrocketing medical costs, American retirees are facing a laundry list of retirement challenges. The only certainty is that retirement is going to be dramatically different than the retirement previous generations encountered.

The Sky Could Be Falling: Where Are Equity and Bond Yields Going?

May 4, 2016
By:
Jamie Hopkins
Robert R. Johnson

A recent McKinsey Report entitled “Why Investors May Need to Lower Their Sights” paints a grim picture for returns on US equities and bonds over the next 20 years. The conclusion is the past 30 years have been a golden era for US investors as the real (that is, inflation adjusted) return on US stocks and bonds were 7.9 percent and 5 percent, respectively.

Retirement Preparedness Confidence Hits Historic Low According to Report

April 12, 2016
By:
Jamie Hopkins

Retirement planning seems to be front and center these days with the Department of Labor’s release of its financial fiduciary rule changes last week, tax season deadlines in sight, and the April 11th kick-off of National Retirement Planning Week 2016.

How Trump, Clinton, Sanders, Cruz, and Kasich Would Fix Social Security

March 17, 2016
By:
Jamie Hopkins

With the Presidential primaries in full swing, one of the hottest issues moving forward is each candidate’s plan for the future of Social Security. Americans are vastly unprepared for retirement and Social Security remains the primary source of income in retirement for most Americans.

Pages