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News & Blog

Our expert faculty are frequent contributors to consumer-based media as well as to more scholarly academic publications. Keep current with recent developments in the retirement income planning field and check out the latest articles from the thought leaders who are part of the The American College New York Life Center for Retirement Income.

The Medicare True-False Quiz: Test Your Knowledge

July 27, 2018
By:
Jamie Hopkins

Health care costs are one of the biggest concerns for retirees. For most American retirees, Medicare is their primary health care plan. Medicare is complicated, and understanding it is crucial to making smart decisions to help control health care costs.

75% Of Older Americans Fail Retirement Financial Literacy Quiz

July 19, 2018

Even if you plan well for retirement and have a reasonable amount saved, you can still end up in financial trouble during your golden years.

A Scary Number of Older Americans Can't Pass a Retirement Financial Literacy Quiz

June 19, 2018
By:
Daniel B. Kline

Even if you plan well for retirement and have a reasonable amount saved, you can still end up in financial trouble during your golden years. There are lots of money traps that even reasonably prepared seniors can fall into if they're not well-versed in the unique details of retirement-stage personal finance.

The Reverse Mortgage Quiz: Test Your Knowledge

June 11, 2018
By:
Jamie Hopkins

Very few retirees or their financial advisers, however, know much about how to properly utilize home equity in retirement planning. Since most retired homeowners want to live in their houses for as long as possible, tapping into home equity must be done thoughtfully and through a well-informed, comprehensive retirement planning process.

5 Reasons You Might Not Need an Annuity

June 7, 2018
By:
Debbie Carlson

Annuities can provide helpful income streams in retirement, but not everyone needs them. In fact, for some retirees, annuities may be more trouble than they're worth.

How Much Do You Know About Retirement?

June 1, 2018

It takes solid planning and fiscal discipline during your working years to enjoy a financially comfortable retirement. But how can you properly plan if you don't really understand how to manage your money to maximize retirement benefits?

What’s Your Retirement Income Literacy?

May 4, 2018
By:
John M. Campanola

Planning for retirement is a confusing process for most people. Three out of four older Americans don’t really understand what they need to do to make sure that their nest eggs last through retirement. That’s according to findings from The American College of Financial Services’ RICP® Retirement Income Literacy Survey, a comprehensive survey exploring finances in retirement.

True or False: Test Yourself on Social Security Basics

May 2, 2018
By:
Jamie Hopkins

Social Security is arguably the most important retirement program in the United States. For a secure retirement, it is critical that those near and in retirement understand how their Social Security benefits work. Unfortunately, research shows that many people don't.

The American College Finds Comprehensive Retirement Planning is Improving Confidence, Security

April 11, 2018

This year, The American College of Financial Services reached a total of 5,000 advisors who have earned the Retirement Income Certified Professional® (RICP®) designation since its launch. The milestone underscores The American College's understanding of the need for comprehensive, targeted knowledge to support Americans faced with the challenge of retirement income planning.

One Thing Advisors Wish 401k Savers Knew About Retirement

April 11, 2018
By:
Jessa Claeys

401k plan participants are generally clueless about the amount of money they’ll need to retire comfortably, and advisors want to fill them in. In a recent poll by The American College of Financial Services, advisors were asked what one thing they wish clients understood better about planning for the cost of retirement.

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