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News & Blog

Our expert faculty are frequent contributors to consumer-based media as well as to more scholarly academic publications. Keep current with recent developments in the retirement income planning field and check out the latest articles from the thought leaders who are part of the The American College New York Life Center for Retirement Income.

Jamie Hopkins on Rewirement: Rewiring the Way You Think About Retirement

November 6, 2018
By:
Jim Puplava

Common misconceptions, assumptions, and behavioral biases often prevent people from building robust and flexible retirement plans—and this is an enormous problem.

As Rates Rise, Reverse Mortgages Gain Appeal Among Forward Lenders

November 4, 2018
By:
Maggie Callahan

As rising interest rates make home purchases and refinances more cost-prohibitive for forward mortgage borrowers, reverse mortgages could be a worthwhile addition to forward lenders’ offerings, reverse professionals say.

22 Costs and Challenges of Relocating for Retirement

October 31, 2018
By:
Mia Taylor

When it comes to retirement, minimizing living expenses is a key part of making a nest egg last for as long as possible. Quite often, that effort involves relocating to a cheaper part of the country (or the world), where everything from taxes to housing costs and even food may be less expensive.

New Court Ruling Could Put Retirement Assets from a Divorce at Risk in Bankruptcy

October 30, 2018
By:
Greg Iacurci

Financial advisers should reconsider how they treat retirement assets clients acquired during a divorce, following a recent lawsuit that puts them at risk during a bankruptcy, according to tax and estate experts.

Cryptocurrencies Won't Replace Currencies: They Will Replace Stock Exchanges

October 29, 2018
By:
Jamie Hopkins

Over the last year and a half, there has been an irrational surge in initial coin offerings (ICOs). Many of these ICOs were not bringing anything new or valuable to the table, but just riding the wave of publicity that popular cryptocurrencies like Bitcoin, Ethereum and Litecoin have garnered.

Experts Tout Benefits of Reverse Mortgages to Financial Planners

October 25, 2018
By:
Maggie Callahan

As finances are uncertain for many approaching retirement, reverse mortgages are an ideal shock absorber for the many potential shocks once a senior stops working, financial experts conveyed to an audience of financial planners Wednesday.

Will You Be The Mega Millions Winner?

October 23, 2018
By:
Julie Jason

Since this is Retirement Security Week, you may be thinking of buying a Mega Millions Lottery ticket to secure your retirement. One in five Americans have no retirement savings at all and one in three Baby Boomers have retirement savings of less than $25,000 according to the 2018 Planning and Progress Study commissioned by Northwestern Mutual.

Should You Use Home Equity to Delay Social Security?

October 15, 2018
By:
Jessica Guerin

For some time, reverse mortgage lenders touted a strategy that involves obtaining a HECM early on in retirement in order to delay taking Social Security, therefore maximizing the benefits you can receive.

How to Manage Paying for Retirement Housing

October 10, 2018
By:
Robyn A. Friedman

Many older adults worry about the cost of senior housing—and with good reason. Seniors who want to want to move out of their existing homes to communities with more services have several options—but they can be pricey.

Hybrid Life Insurance Policies Increasingly Popular As Long-Term Care Funding Strategy

October 10, 2018
By:
Jamie Hopkins

While traditional stand-alone long-term care insurance (LTC) products have seen a drop in popularity in the past several years as a result of companies leaving the marketplace and of spiraling policy premiums, life insurance-backed long-term care financing strategies have experienced tremendous growth.

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