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News & Blog

Our expert faculty are frequent contributors to consumer-based media as well as to more scholarly academic publications. Keep current with recent developments in the retirement income planning field and check out the latest articles from the thought leaders who are part of the The American College New York Life Center for Retirement Income.

Ignoring Blockchain ETFs Will Not Make Them Go Away

February 1, 2018
By:
Ed Silverstein

Financial advisors should be watching blockchain technology carefully given the growing interest by investors in new exchange traded funds in the sector. Advisors need to provide more specific knowledge to investors about the technology and realize that regulators appear more interested in the industry, too, according to specialists in the field.

Experts Weigh In on Reverse Mortgages

January 29, 2018
By:
Jim Doyle

Reverse Mortgage – Is it the name, or the actual loan product that causes people to shy away? Apparently, it is the name. When presented with the description of what a reverse mortgage can do vs a traditional HELOC on which payments must be made, the vast majority of people chose the reverse mortgage. They were surprised when they learned the name!

Unlocking Global Investment Pathways

January 29, 2018
By:
Michael Finke

Despite fears that political instability and a freakishly long-lived bull market would lead to a wild ride in 2017, pessimists (like myself) have once again been proven wrong. The volatility index on equities, derived from prices on future stock market options, simmered along as if there wasn't a cloud in the sky.

Apps Help Save for Children’s Future, a Few Cents at a Time

January 25, 2018
By:
Ed Silverstein

A high-tech alternative to piggy banks is conveniently letting parents build up investments for their children. It can also help young adults jumpstart their savings even before landing a job with a 401(k). By using apps like Acorns or Mylo, consumers round up purchase amounts to the next dollar and invest the change.

5 Key Moves That Can Help Boost Your 401(k) Savings

January 24, 2018
By:
Penelope Wang

These days more and more 401(k) investors are keeping their accounts on cruise control—and employers are encouraging that trend. Most companies automatically enroll you, choose your contribution rate, and nudge you into the preferred investing option.

Pass-Through Provision in New Tax Law Could Benefit REITs, MLPs

January 23, 2018
By:
Greg Iacurci

The new tax law will likely benefit investors in real estate investment trusts and master limited partnerships as a result of a particular tax break afforded to pass-through entities.

Financial Advisers Should Avoid Error by Omission and Consider Reverse Mortgages

January 22, 2018
By:
Jamie Hopkins

Over the past few years, I have been very outspoken about the need for financial advisers to incorporate reverse mortgages into their practices, especially those acting under a fiduciary duty of care or doing retirement income planning.

Why The WSJ Is Wrong About Long-Term Care Planning

January 22, 2018
By:
Jamie Hopkins

A recent Wall Street Journal article, “Millions Bought Insurance to Cover Retirement Health Costs. Now They Face an Awful Choice,” has been circulating on the internet but for all the wrong reasons. The WSJ piece essentially falls into the “bad news sells” category of reporting.

Do You Use Your IRA to Make Donations? It Could be Tax Deductible

January 16, 2018
By:
Lynnette Khalfani-Cox

During this last decade, obtaining a tax exemption for donating money from a personal retirement account (IRA) to a charity was like a guessing game. The tax exemption appeared one year and then expired. Members of Congress often revived it at the last minute - usually in November or December - which made financial planning difficult.

Tax Reform: 7 Essential Strategies for Financial Advisers

January 13, 2018
By:
Greg Iacurci

There's both good news and bad for financial advisers in the new tax law: While advisers face the difficult task of analyzing the law's impact, they will also have a significant opportunity to prove their value by implementing money-saving strategies for clients as well as their own businesses.

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