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News & Blog

Our expert faculty are frequent contributors to consumer-based media as well as to more scholarly academic publications. Keep current with recent developments in the retirement income planning field and check out the latest articles from the thought leaders who are part of the The American College New York Life Center for Retirement Income.

Ten Reasons Why the 4 Percent Rule Is Too Simplistic

March 1, 2014
Wade Pfau

Help your clients plan for their retirement by considering the bigger picture.

Planning Retirement in a Rising Tax Environment

March 1, 2014
Francis J. Lojewski

Inflation, heath care costs, and market volatility are just some of the challenges with which retirement planners must contend.

Unique Retirement Planning Challenges Facing Hispanic Americans

February 18, 2014
Jamie Hopkins

While many Americans have some difficulty planning and preparing for retirement, unique challenges face certain demographic groups. A new study released by Prudential Financial, entitled "The Hispanic American Financial Experience," sheds new light on the distinctive challenges facing Hispanic Americans as they plan for retirement.

The Childless Plan for Their Fading Days

February 14, 2014
Abby Ellin

Having children was never on Francine Tint’s to-do list. A painter of large abstract canvases, Ms. Tint never felt a biological imperative to reproduce or pass on her name to future generations. “My paintings are my children,” said Ms. Tint, who is “over 65,” and whose work has been featured in galleries and museums across the country.

What's All the Fuss About myRA Accounts?

February 12, 2014
Chris Kissell

Millions of Americans have no access to a retirement plan at their workplace. In fact, about 45 percent of U.S. households do not have any retirement account assets at all, according to a 2013 report from the National Institute on Retirement Security.

7 Tips For Women To Have A More Secure Retirement

February 7, 2014
Kathryn Buschman Vasel

When it comes to saving for retirement, no one is feeling that secure—but that’s particularly true for women. “Retirement planning is hard for everyone, but it’s especially tough for women,” says David Littell, retirement income program director at The American College.

Planning For An Uncertain Life Expectancy In Retirement

February 3, 2014
Jamie Hopkins

When figuring out how much to save for retirement or how to withdraw assets during retirement, one of the thorniest issues is not knowing how long the individual is going to live. Living longer than expected can increase the likelihood of other risks occurring, driving up certain retirement expenditures such as long-term care costs.

Obama Orders Creation of ‘MyRA’ Savings Accounts

January 29, 2014
Tara Siegel Bernard

Making good on a State of the Union address promise, President Obama on Wednesday ordered the creation of new employer-sponsored savings accounts intended to help more people get started saving for retirement.

Financial Advisers Sharpen Their Retirement Offerings

January 17, 2014
Gary M. Stern

With 10,000 baby boomers retiring daily in the U.S., their financial needs keep getting more complex. When does a boomer start taking Social Security? Should preretirees invest in an annuity despite the fees? The increasing complexity of retirement planning spurred the nonprofit American College of Financial Services to establish the RICP® credential in 2012.

Retirement Income Planning: The Next Frontier

January 2, 2014
Ed McCarthy

Retirement income planning is gaining traction with the public and among advisors as a practice specialty. In November 2013, USA Today ran an interview with the director of The American College’s Retirement Income Certified Professional® (RICP®) designation, which launched in 2013.