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News & Blog

Our expert faculty are frequent contributors to consumer-based media as well as to more scholarly academic publications. Keep current with recent developments in the retirement income planning field and check out the latest articles from the thought leaders who are part of the The American College New York Life Center for Retirement Income.

Making Sure Retirement Savings Don't Run Out

October 22, 2014
Conrad De Aenlle

We are living longer, but the life expectancy of our money may have trouble keeping pace. The combination of longer retirements and more exaggerated cycles in financial markets heightens what financial advisers call longevity risk, the possibility of running out of money before running out of time.

Is Prepaying A Mortgage A Good Retirement Investment Option?

October 2, 2014
Jamie Hopkins

I recently wrote an article, "Why Housing Is A Bad Long-Term Investment But You Should Buy Anyways," reviewing the reasons why the purchase of a home as a pure investment option might not always be the best option for long-term financial planning and retirement. However, this article will take a different angle with regard to housing and retirement.

The Importance of Digital Asset Succession Planning for Small Businesses

October 1, 2014
Jamie Hopkins
John Whitham
Ilya Lipin

The digitization of business assets has created a new challenge for the development of succession plans for small business owners. Without a well-defined and managed succession plan that considers digital assets, these valuable business intangibles may perish resulting in irreversible damage.

Experimenting With New Compensation Models

September 29, 2014
Ellen Uzelac

In a new initiative, more and more advisors are turning to hybrid compensation models—a monthly retainer, say, paired with an AUM fee—in order to expand their client base.

Why Housing Is A Bad Long-Term Investment But You Should Do It Anyways

September 25, 2014
Jamie Hopkins

Homeownership was once considered a staple of the 'American Dream' and a sure sign of financial stability in the United States. The principal residence accounts for nearly 62% of the median homeowner’s total assets in the United States and makes up nearly one-third of all assets held by U.S. households.

Digital Estate Planning

September 22, 2014
Meghan Streit

Have you thought about what will happen to your so-called digital assets, which include everything from online photo albums and music collections to email and social media accounts to blogs and online bank accounts?

Sizing Up a Client's Lifespan

September 16, 2014
Alan Lavine

If you’re helping your clients with insurance decisions, the “Commissioners 2001 Standard Ordinary Mortality Table” is a good place to start. This mortality table is the gold standard for determining how long your clients will live.

Beware Leaving a Roth for Heirs

September 7, 2014
Andrea Coombes

Leaving money to children or other heirs through a Roth individual retirement account may sound like a great idea—the funds essentially can grow tax-free over your lifetime and theirs.

Gender Differences in Longevity and Aging

September 1, 2014
Peter Klein

How does women living longer affect a financial planner? Peter Klein discusses the biological reasons why women live so much longer than men and why advisors need to be aware of those differences.

Innovations in Retirement Income Planning

September 1, 2014
Wade Pfau

Software can give you the edge to stay ahead of your financial services competitor.