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News & Blog

Our expert faculty are frequent contributors to consumer-based media as well as to more scholarly academic publications. Keep current with recent developments in the retirement income planning field and check out the latest articles from the thought leaders who are part of the The American College New York Life Center for Retirement Income.

Why Moms - and All Women - Need a Winning Retirement Plan

May 8, 2014
By:
Mark Miller

On the hunt for a Mother's Day gift this weekend? Here's one that won't cost a dime but could provide a big boost to Mom's pocketbook down the road: Sit down and have a talk about retirement planning. Women who aren't mothers need to have the talk, too. That's because women face a much tougher retirement outlook than men, and the reasons are clear.

How Gen Y Can Avoid Working Forever

May 7, 2014
By:
Amy Fontinelle

Statistics show the odds are stacked against the Millennial generation: They will retire later than their parents – or not at all. But time offers hope. Gen Yers have decades to correct the effects of a bad economy, slow job market and delayed financial planning.

How to Incorporate President Obama's New myRA into a Retirement Income Plan

May 6, 2014
By:
Jamie Hopkins

During President Obama’s 2014 State of the Union Address the "myRA" ("My Retirement Account") was announced as a new way to encourage working Americans to save for retirement. With roughly 28% of the population not saving for retirement at all, increased opportunities to save are in demand.

These 7 Megatrends Will Redefine the Future of 401k Plans

May 6, 2014
By:
Christopher Carosa

Our previous article featured industry veterans discussing a litany of 401k problems and their suggested solutions. It turns out, problem solving is relatively easy compared to thinking outside the box. Said another way, staying inside the box is a lot easier than venturing outside the container’s boundaries.

7 of the Biggest 401k Problems – And Their Solutions

April 29, 2014
By:
Christopher Carosa

It seems no matter where you turn, there are people critical of America’s retirement system and the 401k plan specifically. While many believe the current system is far from perfect, they also question whether it’s really broke.

Unpacking Obama’s MyRA—and What It Can Do for You

April 23, 2014
By:
James O'Brien

By now, many investors and analysts have taken a look at President Obama's MyRA plan and drawn a reasonable conclusion: It won't get retirees through many years of post-work expenses. But then, that's not the MyRA's purpose.

Life Insurance Industry Innovations Worth a Look

April 23, 2014
By:
Warren S. Hersch

The May issue of National Underwriter Life & Health will mark the inaugural "Insurance industry product innovation" feature. Within it, we profiled innovations in the life, health and annuity markets. Below are the life industry innovations we selected.

Five Retirement Warning Signs for Millennials

April 23, 2014
By:
Amy Fontinelle

Gen Y'ers, also known as Millennials, have been plagued by poor economic conditions that have made it difficult to get and keep a job, especially one that matches their skills and expertise. Many Millennials also face crushing student-loan debt that makes it difficult not only to save for retirement, but also to buy a house or think about starting a family.

New and Unexpected Ways to Fund Long-Term Care Expenses

April 21, 2014
By:
Jamie Hopkins

Too many people think that long-term care planning is just a decision about whether to purchase long-term care insurance. However, long-term care planning is so much more. It is a discussion about how you will fund this expense, where you will receive long-term care, and who will provide the care.

8 Ways to Hedge a Longevity Bet

April 14, 2014
By:
Jennie L. Phipps

How long will you live? It's a retirement planning question none of us can answer, but not knowing the answer is a serious retirement risk factor. Dave Littell has been studying ways to mitigate longevity risk given that the average life expectancy at age 65, according to Social Security, is 84 for men and 86 for women.

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