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News & Blog

Our expert faculty are frequent contributors to consumer-based media as well as to more scholarly academic publications. Keep current with recent developments in the retirement income planning field and check out the latest articles from the thought leaders who are part of the The American College New York Life Center for Retirement Income.

Long-Term Care Insurance: Peace of Mind at a Price

December 3, 2013
John Waggoner

If you ask what most people fear most in retirement, it's being a burden. Long-term care insurance can alleviate that fear, but it doesn't come cheaply. About 70% of all retirees need long-term care at some point, although that includes help from family and friends as well as assisted living and nursing homes.

It’s Time to Ponder Your Pension Plans

November 26, 2013
Steve Weinstein

The recent attempt by Kevyn Orr, Detroit's emergency manager, to reduce city worker pensions by 84 percent is the most dramatic example of a crisis facing public employees across the country. Nor is the private sector immune, as thousands of miners discovered after Patriot Coal Corp. declared bankruptcy last year.

4 Things to Do If Your 401k Fees are Out of Control

November 23, 2013
Curtis Tate

Investing in a 401k is critical to financial success after one’s employed life ends. Getting the most value of your dollar is key, and having an employer give generous contribution matches is also of the essence. But what if the plan you have access to isn’t all that great?

The Top 4 Benefits of Using Life Insurance in Retirement Planning

November 15, 2013
David Littell
C.W. Copeland

Getting clients focused directly on their need for life insurance is often difficult. Life insurance sales are often tied to discussions of other financial goals, like selling a business through a buy-sell agreement or as a source of funding for estate taxes.

What is RICP and why Should Retirees Care?

November 12, 2013
David Littell

Why should retirees care about the Retirement Income Certified Professional® (RICP®) designation? Every day, more than 10,000 baby boomers hit retirement age. Many Americans expect to live a long time in retirement, but most don't have pensions to rely on the way their parents did.

A New Breed of Financial Advisor Takes Off

November 12, 2013
Laura Shin

Earlier this year, when Charles vonLindenberg was considering his retirement, he was certain he wanted to start his Social Security benefit when he was first eligible — at his current age, 62.

Thinking Long Term

November 11, 2013
Amy Feldman

For Lana Leger, 72, a retiree in Naples, Fla., it was her mother's illness that prompted her to think about long-term care insurance. When Leger was in her late 50s, her aging mother needed help. She eventually wound up in a home where she died, peacefully, after requesting her little Christmas tree be lit up.

How to Grow Your Business: Tips for Financial Advisors

November 8, 2013
Paul Katzeff

Taddei, Ludwig & Associates, a wealth advisory firm in San Rafael, California, has seen its profits soar by about 50% in the past year. The secret to its heightened success? No more Mr. Nice Guy. Clients with more assets and more complex needs receive more attention.

New Retirement Income Designation Attracts Thousands of Advisers

October 31, 2013
Mary Beth Franklin

One of the first blogs I ever wrote for InvestmentNews back in early 2012 discussed the need for a retirement income designation. As many of my readers know, I firmly believe that retirement income planning requires different skills and tools than those used in the accumulation phase.

What Retirement Experts Lack: Expertise

October 29, 2013
Anne Tergesen

Looking for a financial adviser to help you convert your savings into retirement income? With the boomers in or near retirement, more advisers are earning credentials as retirement specialists. But with a bewildering array of such designations currently in use the use of senior designations is extremely confusing for consumers.