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Research from the New York Life Center for Retirement Income
Planning for retirement is a confusing process for most people. Three out of four older Americans don’t really understand what they need to do to make sure that their nest eggs last through retirement. That’s according to findings from The American College of Financial Services’ RICP® Retirement Income Literacy Survey, a comprehensive survey exploring finances in retirement.
Social Security is arguably the most important retirement program in the United States. For a secure retirement, it is critical that those near and in retirement understand how their Social Security benefits work. Unfortunately, research shows that many people don't.
This year, The American College of Financial Services reached a total of 5,000 advisors who have earned the Retirement Income Certified Professional® (RICP®) designation since its launch. The milestone underscores The American College's understanding of the need for comprehensive, targeted knowledge to support Americans faced with the challenge of retirement income planning.
401k plan participants are generally clueless about the amount of money they’ll need to retire comfortably, and advisors want to fill them in. In a recent poll by The American College of Financial Services, advisors were asked what one thing they wish clients understood better about planning for the cost of retirement.
Much has been written about the classic financial mistakes that plague start-ups, family businesses, corporations, and charities. Aside from these blunders, there are also some classic financial missteps that plague retirees.