Research is a vital component of the vision of The American College New York Life Center for Retirement Income. We are developing original research on topics of importance in the field. Our experts also examine and evaluate research from other sources. Consumers and advisors alike can benefit from exploring the latest research highlighted on the Center's website. You will also find a compilation of resources from a variety of providers.

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Know What Medicare and Medicaid Won’t Cover When it Comes to Long-Term Care

July 14, 2017

According to a RICP survey (Retirement Income Certified Professional), 70% of people 65 and older will need long-term care at some point. But of those surveyed, 82% don’t believe they’ll need it. But a critical illness can have a devastating financial impact, and these people may find themselves woefully unprepared.

Fox Business Presents Handy Reverse Mortgage Q&A

July 10, 2017
Alex Spanko

“Forget downsizing or migrating to warm weather — an overwhelming number (83%) of pre-retirees and retirees today say they want to remain in their homes for as long as possible,” Fox Business writes, citing recent research from The American College of Financial Services.

Baby Boomers Fail Retirement Income Quiz

July 9, 2017

Many of the 10,000 baby boomers who are turning 65 each day are looking forward to retirement. But how many of these baby boomers, and current retirees know how to manage their savings well enough to avoid running out of money in retirement?

What Seniors Should Know About Reverse Mortgages

July 9, 2017
Casey Dowd

Forget downsizing or migrating to warmer weather, an overwhelming number (83 percent) of pre retirees and retirees today say they want to remain in their homes for as long as possible, according to a new survey from The American College of Financial Services.

5 Questions to Ask About Your 401k Plan

June 26, 2017
Brian O'Connell

New hires have plenty of questions and concerns when they're just starting with a company, and that's all for the good. But at the top of the list should be your 401k plan, and how that benefit will be maximized during your tenure at your new company.