When It’s Time to Transfer Financial Decision-Making

September 1, 2015
By:
David Littell
Robert R. Johnson

For individual investors who pay close attention to their financial affairs, planning for a time when they can no longer make sound decisions may seem like a remote possibility and an unnecessary step. However, these same investors may have the most to lose if they fail to properly plan for this possibility.

5 Surprises of Retirement Income Planning

April 17, 2015
By:
David Littell

As older Americans move into retirement, they face many decisions. Retirement income planning (making a plan to coordinate these decisions to ensure enough income to pay the bills and prepare for uncertainty) is critically important. But Americans may not be as knowledgeable as they should be to face these decisions.

The Top 4 Benefits of Using Life Insurance in Retirement Planning

November 15, 2013
By:
David Littell
C.W. Copeland

Getting clients focused directly on their need for life insurance is often difficult. Life insurance sales are often tied to discussions of other financial goals, like selling a business through a buy-sell agreement or as a source of funding for estate taxes.

What is RICP and why Should Retirees Care?

November 12, 2013
By:
David Littell

Why should retirees care about the Retirement Income Certified Professional® (RICP®) designation? Every day, more than 10,000 baby boomers hit retirement age. Many Americans expect to live a long time in retirement, but most don't have pensions to rely on the way their parents did.

When Working Longer is the Best Option

October 27, 2013
By:
David Littell

Allen McLellan, a retired financial adviser and faculty member at The American College, tells the story of one of his former clients, who was not financially ready to retire but desperate to get out of a workplace because she was sick of her bosses and office politics.

Developing a Retirement Income Plan

March 1, 2012
By:
David Littell

Here are the steps that are necessary to create a comprehensive retirement income plan for your clients.

Key Competencies for Proper Retirement Income Planning

March 1, 2011
By:
David Littell
Kenn B. Tacchino

Learn what the experts say about key financial advisor strengths in retirement planning.

Retirement Income Education Insights

September 1, 2013
By:
David Littell

Retirement planning is complex with a wide range of solutions. Learn ways you can gain greater insight into helping your clients.

What Everyone Should Know Before Claiming Social Security Benefits

September 1, 2011
By:
David Littell
Kenn B. Tacchino
Bruce D. Schobel

Because nearly two-thirds of retirees receive more than half of their income from Social Security, there can be no doubt that choosing when to claim benefits is one of the most important financial planning decisions a client can make. To help retirees make better decisions, here are 10 key points that everyone should know when deciding whether or not to begin claiming Social Security.

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