In 2016, several Social Security claiming strategies for couples were eliminated, and the result of this event caused advisors to rethink traditional withdrawal strategies. In this series of interviews, Michael Kitces shares his current perspective on the issue of claiming Social Security.
In “Social Security Claiming Strategies for Working Couples,” Michael offers some straightforward advice for couples where both spouses have earned a worker’s benefit. In the video “The Impact of Spousal Benefits on Social Security Claiming Decisions for Couples,” we discuss the downside of deferring Social Security benefits for a married couple with only one worker. In the final video, “Breakeven Analysis for a Single Social Security Recipient,” we cover familiar ground, the breakeven approach to claiming Social Security benefits for a single retiree.
Read more about the videos on The American College’s blog.