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News & Blog

Our expert faculty are frequent contributors to consumer-based media as well as to more scholarly academic publications. Keep current with recent developments in the retirement income planning field and check out the latest articles from the thought leaders who are part of the The American College New York Life Center for Retirement Income.

Why the Stakes are Higher with Retirement Income Planning than Retirement Savings

April 10, 2014

As National Retirement Planning Week charges ahead, the difficulties that individuals face at the various stages of retirement planning is a topic ripe for discussion. One aspect of retirement planning often underrepresented in financial planning discussions is the importance of switching from a retirement savings mindset to a retirement income planning mindset.

How to Mitigate Inflation Risk in a Retirement Income Plan

March 30, 2014

My grandfather always reminds me that a hamburger only used to cost him ten cents when he was young and not the few dollars it costs today. While this is a familiar story to many people, the hidden lesson is the impact of inflation over a lifetime.

Is The Risk Of Forced Retirement Rising? How To Enter Retirement On Your Own Terms

March 5, 2014

Planning for retirement is a difficult challenge, especially when the future is filled with such uncertainty. One uncertain event with significant implications on a retirement plan is the date of retirement. Many people are not able to choose their retirement date due to health issues, caregiving responsibilities, and forced layoffs.

Unique Retirement Planning Challenges Facing Hispanic Americans

February 18, 2014

While many Americans have some difficulty planning and preparing for retirement, unique challenges face certain demographic groups. A new study released by Prudential Financial, entitled "The Hispanic American Financial Experience," sheds new light on the distinctive challenges facing Hispanic Americans as they plan for retirement.

Planning For An Uncertain Life Expectancy In Retirement

February 3, 2014

When figuring out how much to save for retirement or how to withdraw assets during retirement, one of the thorniest issues is not knowing how long the individual is going to live. Living longer than expected can increase the likelihood of other risks occurring, driving up certain retirement expenditures such as long-term care costs.

What is RICP and why Should Retirees Care?

November 12, 2013
David Littell

Why should retirees care about the Retirement Income Certified Professional® (RICP®) designation? Every day, more than 10,000 baby boomers hit retirement age. Many Americans expect to live a long time in retirement, but most don't have pensions to rely on the way their parents did.