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News & Blog

Our expert faculty are frequent contributors to consumer-based media as well as to more scholarly academic publications. Keep current with recent developments in the retirement income planning field and check out the latest articles from the thought leaders who are part of the The American College New York Life Center for Retirement Income.

4 End-of-Year Tax Planning Tips for 2018

December 12, 2018

While your financial planning and wellness is an ongoing process, certain times of the year represent smart times to plan. As the year winds down and the calendar year closes out, consider kicking your financial planning up a notch by taking advantage of some strategic end-of-year planning strategies.

Senior Homeowners Give Reverse Jumbo Mortgages New Life

December 12, 2018
By:
Robyn A. Friedman

“Don’t think of jumbo reverse mortgages as a harmful product,” says Jamie Hopkins, professor of retirement planning at the American College of Financial Services. “It’s really just another mortgage option... except that you’re paying a higher interest rate for the ability to not have to make monthly payments.”

Reverse Mortgage Stakeholders Dispel Product Myths for Home Care Audience

December 10, 2018
By:
Chris Clow

Bridging two industries that have a shared interest in the ability of senior individuals to age in place, reverse mortgage stakeholders presented a webinar discussion last week to an audience of in-home care professionals. Largely focused on presenting the benefits of reverse mortgages for home care recipients, the panel also dispelled common myths around the product.

Things to Know When Inheriting an IRA

December 6, 2018

Individual retirement accounts (IRAs) have become incredibly popular tax-advantaged retirement savings vehicles. However, when an IRA owner passes away, the IRA will transfer to the beneficiary designated on the account.

To Save Social Security, We Need to Make it 'Hip' With Millennials

November 27, 2018

Survey after survey reveals that millennials are resigned to the idea that Social Security, as we know it, might not be there by the time they reach retirement age. According to a Transamerica survey, 81 percent of millennials polled believe this to be true.

Variable Annuity Sales Up 25% From This Time a Year Ago

November 26, 2018
By:
Ryan W. Neal

Third quarter sales of variable annuities were up 25% year-over-year to $25 billion, according to a Limra Secure Retirement Institute report. It's the second consecutive quarter of growth after a stretch of sales declines that stretched back to 2014.

Jamie Hopkins Discusses Long-Term Care Insurance

November 25, 2018
By:
Rosemary Connors

Professor Jamie Hopkins discusses long-term care insurance on NBC 10.

Private Equity Eyes Long-Term Care Insurance

November 16, 2018
By:
Greg Iacurci

Private-equity investors are eyeing insurers' long-term-care business with increasing fervor, according to insurance executives and analysts, which could present problems for financial advisers whose clients hold affected policies.

Jamie Hopkins on Rewirement: Rewiring the Way You Think About Retirement

November 6, 2018
By:
Jim Puplava

Common misconceptions, assumptions, and behavioral biases often prevent people from building robust and flexible retirement plans—and this is an enormous problem.

As Rates Rise, Reverse Mortgages Gain Appeal Among Forward Lenders

November 4, 2018
By:
Maggie Callahan

As rising interest rates make home purchases and refinances more cost-prohibitive for forward mortgage borrowers, reverse mortgages could be a worthwhile addition to forward lenders’ offerings, reverse professionals say.

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