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News & Blog

Our expert faculty are frequent contributors to consumer-based media as well as to more scholarly academic publications. Keep current with recent developments in the retirement income planning field and check out the latest articles from the thought leaders who are part of the The American College New York Life Center for Retirement Income.

Self-Directed IRA vs Traditional IRA: What is Best for You?

December 12, 2018

Individual retirement accounts (IRAs) are becoming a staple of retirement planning in the United States. IRAs are special tax-advantaged vehicles that provide flexibility, control, and investment opportunity. However, there are a number of different types of IRAs to choose from.

Why You Should Invest in an IRA as a Millennial

December 12, 2018

One of the best ways to achieve a financially secure retirement is to start investing and saving early in your work career. The real value in getting an early start is the power of compound interest, which can help you grow tremendous wealth over a long period of time.

Reverse Mortgage Stakeholders Dispel Product Myths for Home Care Audience

December 10, 2018
By:
Chris Clow

Bridging two industries that have a shared interest in the ability of senior individuals to age in place, reverse mortgage stakeholders presented a webinar discussion last week to an audience of in-home care professionals. Largely focused on presenting the benefits of reverse mortgages for home care recipients, the panel also dispelled common myths around the product.

Things to Know When Inheriting an IRA

December 6, 2018

Individual retirement accounts (IRAs) have become incredibly popular tax-advantaged retirement savings vehicles. However, when an IRA owner passes away, the IRA will transfer to the beneficiary designated on the account.

To Save Social Security, We Need to Make it 'Hip' With Millennials

November 27, 2018

Survey after survey reveals that millennials are resigned to the idea that Social Security, as we know it, might not be there by the time they reach retirement age. According to a Transamerica survey, 81 percent of millennials polled believe this to be true.

Variable Annuity Sales Up 25% From This Time a Year Ago

November 26, 2018
By:
Ryan W. Neal

Third quarter sales of variable annuities were up 25% year-over-year to $25 billion, according to a Limra Secure Retirement Institute report. It's the second consecutive quarter of growth after a stretch of sales declines that stretched back to 2014.

Jamie Hopkins Discusses Long-Term Care Insurance

November 25, 2018
By:
Rosemary Connors

Professor Jamie Hopkins discusses long-term care insurance on NBC 10.

Private Equity Eyes Long-Term Care Insurance

November 16, 2018
By:
Greg Iacurci

Private-equity investors are eyeing insurers' long-term-care business with increasing fervor, according to insurance executives and analysts, which could present problems for financial advisers whose clients hold affected policies.

Jamie Hopkins on Rewirement: Rewiring the Way You Think About Retirement

November 6, 2018
By:
Jim Puplava

Common misconceptions, assumptions, and behavioral biases often prevent people from building robust and flexible retirement plans—and this is an enormous problem.

As Rates Rise, Reverse Mortgages Gain Appeal Among Forward Lenders

November 4, 2018
By:
Maggie Callahan

As rising interest rates make home purchases and refinances more cost-prohibitive for forward mortgage borrowers, reverse mortgages could be a worthwhile addition to forward lenders’ offerings, reverse professionals say.

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