Research

Research is a vital component of the vision of The American College New York Life Center for Retirement Income. We are developing original research on topics of importance in the field. Our experts also examine and evaluate research from other sources. Consumers and advisors alike can benefit from exploring the latest research highlighted on the Center's website. You will also find a compilation of resources from a variety of providers.

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Related News

Older Americans in Urgent Need of Retirement Income Education

June 22, 2017
By:
Javier Simon

Unlike their younger counterparts, individuals nearing or in retirement don’t have the luxury of long time horizons in which to grow their nest eggs. They are at a point where developing a strategy to sustain their assets and draw retirement income is critical. However, many lack the knowledge to do so effectively.

Study Shows 'Retirement Literacy' is Shockingly Low

June 20, 2017
By:
Elliot Raphaelson

The American College of Financial Services conducted an online survey containing 38 questions to assess retirement literacy among those near or in retirement. Respondents were between ages 60 and 75 with at least $100,000 in household assets, not including their primary residence.

Beyond the Fiduciary Rule: Workers Not Saving Enough for Retirement

June 11, 2017
By:
Larry Edward Penley

New guidelines on fiduciary rights and responsibilities went into effect Friday, but the U.S. Department of Labor will continue to review the policy. That may put to rest for now an extended debate on the meaning of the term “fiduciary,” the responsibilities of investment professionals and the rights of consumers.

Don't Make This Social Security Mistake

June 7, 2017
By:
Todd Campbell

When we think about life expectancy, we usually consider it from birth, not from our current age, and that could be a costly mistake, because life expectancy factors heavily into our decision of when to claim Social Security benefits.

This Confirms Our Worst Fear: 74% of Seniors Failed a Basic Financial Literacy Quiz

June 5, 2017
By:
Todd Campbell

A recent survey of over 1,300 Americans finds that almost 3 out of 4 people aged 60 to 75 failed to pass a quiz measuring financial literacy, and only 5% managed a grade of 80% or better. The poor performance suggests many Americans aren't making the most of their money in retirement.